Public illustrative investor pack showing linked underwriting, evidence status, assumptions and calculation provenance.
Sample UK property investor pack
Illustrative example: Salford HMO sourced deal - 6 beds. This is not a live listing, valuation, mortgage offer, legal review or investment recommendation.
Deal snapshot
| Measure | Illustrative result |
|---|---|
| Asking price | £165,000 |
| Estimated refurb | £45,000 |
| Maximum purchase price | £170,000 |
| Gross development value | £275,000 |
| Gross yield | 15.27% |
| Operating net yield | 11.85% |
| Monthly cash flow | £1,250 |
| Deal readiness | 88/100 - Send |
Evidence status
Seven of eight evidence checks are filed. The RICS survey remains a buyer-side conveyancing action. Risk flags include refurb-cost uncertainty and address-specific HMO licensing.
- Sold comparable range and selection rationale disclosed.
- Room-rent evidence, refurb estimate, EPC and fee disclosure included.
- Planning and Article 4 results are postcode screening only and require council verification.
Calculation audit
- Engine
- 2026.08.26
- Schema
- 2.0.0
- Calculated
- 26 August 2026
- Jurisdiction
- England
- Completeness
- Partial
- Rulesets
- btl-icr-methodology 2026-01-01; sdlt-residential-2025-04-01
Method and sources
- Bank of England buy-to-let underwriting standards
- GOV.UK residential SDLT rates
- HM Land Registry Price Paid Data
Limitations: Lender criteria, planning, licensing, title and tax require current address-specific verification by the appropriate qualified professional.
